Product Highlights
24 Hours Emergency Assist Hotline
Call +65 6222 7737 for assistance while you are overseas
Medical expenses
Get covered up to S$700,000 for overseas and follow-up medical treatments upon return
Baggage and Personal Effects
Get covered up to S$6,000 for accidental loss or loss to baggage and personal effects
Coverage
Affordable travel insurance plans with comprehensive coverage
- Value
- Plus
- Pro
| Your key benefit(s) / Individual limits | Maximum benefit for each plan | ||
| Value | Plus | Pro | |
| Trip cancellation | S$3,000 | S$5,000 | S$10,000 |
| Accidental death and permanent total disablement | S$50,000 | S$100,000 | S$300,000 |
| Medical, dental, and other expenses incured overseas | S$100,000 | S$250,000 | S$700,000 |
| Travel delay | S$500 | S$1,000 | S$1,500 |
| Baggage and personal effects | S$1,000 | S$3,000 | S$6,000 |
| COVID-19 cover | ✓ | ✓ | ✓ |
FAQs
How to Make a Claim
- Simply submit your claim form and any supporting documents to Broadspire at travel-uoi@broadspire.asia, or reach them at +65 6632 8639 within 31 days of your policy’s expiry.
Refund & Cancellation
- Single Trip: If you cancel before your trip, you will get a refund minus S$25 (per insured person). No refund if the trip has already started.
- Annual Multi-Trip: If you cancel within 30 days before your policy starts, we’ll refund based on short-term rates, as long as no claims have been made.
Who is Eligible for Coverage?
- You must be a Singapore Citizen, Permanent Resident, or hold a valid Employment Pass, Work Permit, Dependent Pass, or Long-Term Visit Pass in Singapore.
- Your trip must start and end in Singapore, and it cannot be for medical treatment purposes.
UniTravel insurance customer reviews
Very good service and prompt request on my queries. Follow up request response within a day.


Fong Pui Ling
Friendly and helpful staff that solve my issue on the spot. Thank you.


Ernest Tan Hee Joo
Easy to get to speak to Customer Service, unlike many other companies where you hang on and wait forever. Simple explanations and answers. Make insuring easy .


Victor Lim
Excellent knowledgeable staff who upheld professionalism and friendly service in the follow up. Thumbs up!


Wendy Yee
Travel Advisory
Travel Advisory to all Travel insured
02/03/2026: Due to the escalating security situation in the Middle East, following strikes by the United States and Israel on Iran commencing on Saturday, 28 February 2026, under the terms of our policy, this situation falls under the General Exclusions relating to war and war-like operations, which apply to all sections of the policy. This means the policy does not cover any claim that arises directly or indirectly from war, hostilities, retaliatory strikes, or military actions.
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