UniCar Insurance

Drive confidently with 24/7 on-site emergency assistance. Safeguard every journey from loss, damage, and third-party liabilities with the insurer you can trust.

Product Highlights

Why UniCar Insurance?

24 Hours Emergency Assist Hotline

Call +65 6222 7737 for roadside assistance

Free named driver(s) addition

Free addition of up to 2 named drivers

NCD Protector

Optional Add On:
NCD Protector when your NCD is 30% and above

Coverage

Affordable car insurance plans with comprehensive coverage

Key Benefits	Comprehensive	Third Party, Fire and Theft Cover	Third Party Only
Accidental death or injury to other parties	✓	✓	✓
Accidental damage to other parties’ property	✓	✓	✓
Your vehicle being damaged by fire or stolen	✓	✓	Not covered
Accidental damage to your vehicle	✓	Not covered	Not covered
Medical expenses sustained by Insured or Authorised Driver or any passenger of the Insured vehicle as the direct and immediate result of an accident to the Insured vehicle	Up to S$300	Not covered	Not covered
Personal Accident Insurance to Insured	Up to S$20,000	Not covered	Not covered
Windscreen Damage	✓	Not covered	Not covered
Legal liability of passenger for acts of neglience	✓	✓	✓
Damage to your vehicle caused by flood, typhoon, hurricane, volcanic eruption or other convulsion of nature	✓	Not covered	Not covered
Damage to your vehicle caused by riot, strike and civil commotion	✓	Not covered	Not covered

View Policy Contract
View Promotion T&Cs
The above is provided for general information only and is not a contract of insurance. Full details of the terms, conditions and exclusions of the insurance are provided in the policy contract and will be sent to you upon acceptance of your application by UOI.

You may wish to seek advice from a qualified advisor before making a commitment to purchase the product. In the event that you choose not to seek advice from a qualified adviser, you should consider carefully whether the product is suitable for you.

To find out more about this product, please contact us at 6222 7733 or email us your enquiry to us for follow up.

Policy Owners' Protection Scheme

This policy is protected under the Policy Owners’ Protection Scheme which is administered by the Singapore Deposit Insurance Corporation (SDIC). Coverage for your policy is automatic and no further action is required from you. For more information on the types of benefits that are covered under the scheme as well as the limits of coverage, where applicable, please contact your insurer or visit the GIA or SDIC websites (www.gia.org.sg or www.sdic.org.sg).

FAQ

Where can I find UOI’s list of Authorised Workshops?

You can view the complete list of UOI’s authorised workshops list here.

What is the refund and cancellation policy for UniCar insurance?

Before policy starts: You will receive a refund minus a $50 minimum premium (excluding GST).
After policy starts: You will get 80% of the unused premium refunded, provided no claims have been made.

Am I covered for windscreen damage?

Yes, windscreen damage is covered under the UniCar Comprehensive plan, subject to the terms and conditions of your policy. Please refer to the Policy Wording for full details.

Still searching for the answer? Find out more in our FAQs.