Product Highlights
Free Automatic Increase in Benefit

The sum insured for accidental death benefit increases 5% each year (up to 5 years)
Get covered for Accidental Death, Permanent Disablement and Medical Expenses

Provides you with 24-hour insurance protection worldwide
No Medical Check-up required for you to enrol

Hassle Free Enrolment
Coverage
Affordable personal accident insurance plans with comprehensive coverage
- Value Plan (S$)
- Plus Plan (S$)
- Pro Plan (S$)
| Your key benefit(s) / Individual limits | Maximum benefit for each plan | ||
| Value Plan (S$) | Plus Plan (S$) | Pro Plan (S$) | |
| Accidental Death and Permanent Total Disability (ADPD) | 100,000 | 250,000 | 500.000 |
| In-patient & Out-patient Medical Expenses (Per accident limit) | 2,000 | 3,000 | 5,000 |
| Traditional Chinese Medical and/or Chiropractic Treatment Expenses | 500 | 750 | 1,000 |
| Physiotherapy (Referral by doctor, Per accident limit) | 500 | 1,000 | 1,500 |
| Ambulance Worldwide (Per accident limit) | 300 | 300 | 500 |
| Emergency Medical Evacuation & Repatriation | 50,000 | 100,000 | 250,000 |
UniPA insurance customer reviews
After my recent accident, the team provided outstanding support with my third-party claim. Their professionalism, responsiveness, clear updates and genuine care gave me confidence and peace of mind.


Marcus
Thank you to the UOI team for introducing personal accident insurance to me. It provides helpful protection for minor injuries and major accidents. Worth considering—thumbs up to UOI!


Tien Zhi Ling
After an accident, the UOI Claims team followed up closely, went the extra mile to check my NCD Protector, and reassured me throughout. Excellent customer service, keep it up!


Desmond Leong
My first experience with UOI was pleasant despite my injury. The communication channel was effective and the officers are helpful. I appreciate the patience and understanding rendered by the entire team. Thank you!


Abby Choo
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