| Fire Insurance |
This insurance provides cover for your buildings, stocks and other physical assets against loss or damage caused by any one of the following perils:
• Fire & Lightning
• Explosion
• Riot and strike
• Malicious damage
• Aircraft
• Bursting or overflowing of water tanks, apparatus or pipes
• Impact by road vehicles
• Earthquake, volcanic eruption, hurricane, cyclone, typhoon and windstorm and flood arising therefrom
• Flood
• Smoke damage
• Sprinkler leakage
The above is a brief explanation of the coverage and not a contract of insurance. The specific details applicable to this insurance are set out in the Policy which is the operative document. Terms, Conditions and Exclusions of the policy apply.
Please call us for more information at 6222 7733 during business hours or email your enquiry to us for follow up.
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| Business Interruption Insurance |
This insurance must be taken together with a Fire or All Risks policy. It will normally covers the same perils stated in the Fire or All Risks policy.
In the event of a fire outbreak or happening of any of the insured peril, your business operation can be disrupted. This insurance compensates your business for loss of gross revenue, profit or other income. It also reimburses your business for the additional cost of working such as renting alternate premises, additional wages, and other charges, that need to be incurred during this recovery period.
The above is a brief explanation of the coverage and not a contract of insurance. The specific details applicable to this insurance are set out in the Policy which is the operative document. Terms, Conditions and Exclusions of the policy apply.
Please call us for more information at 6222 7733 during business hours or email your enquiry to us for follow up.
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| Machinery All Risks/ Equipment All Risks |
This insurance covers accidental loss or damage to your business machinery and equipment.
The above is a brief explanation of the coverage and not a contract of insurance. The specific details applicable to this insurance are set out in the Policy which is the operative document. Terms, Conditions and Exclusions of the policy apply.
Please call us for more information at 6222 7733 during business hours or email your enquiry to us for follow up.
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| Burglary & Theft Insurance |
This insurance covers loss or damage to your business physical assets caused by theft consequent upon actual violent entry or any attempted threat into and upon your business premises.
The above is a brief explanation of the coverage and not a contract of insurance. The specific details applicable to this insurance are set out in the Policy which is the operative document. Terms, Conditions and Exclusions of the policy apply.
Please call us for more information at 6222 7733 during business hours or email your enquiry to us for follow up.
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| Money Insurance |
This insurance covers loss or damage to cash, currency notes cheques, money order and postage stamps etc while in your business premises or whilst in transit.
The above is a brief explanation of the coverage and not a contract of insurance. The specific details applicable to this insurance are set out in the Policy which is the operative document. Terms, Conditions and Exclusions of the policy apply.
Please call us for more information at 6222 7733 during business hours or email your enquiry to us for follow up.
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| Fidelity Guarantee Insurance |
This insurance reimburses your business for direct pecuniary loss sustained by acts of fraud or dishonesty committed by your employees.
The above is a brief explanation of the coverage and not a contract of insurance. The specific details applicable to this insurance are set out in the Policy which is the operative document. Terms, Conditions and Exclusions of the policy apply.
Please call us for more information at 6222 7733 during business hours or email your enquiry to us for follow up.
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| Plate Glass Insurance |
This insurance will pay for the replacement of the broken glass of similar quality or pay you the value of the glass situated at your business premises if it is accidentally broken.
The above is a brief explanation of the coverage and not a contract of insurance. The specific details applicable to this insurance are set out in the Policy which is the operative document. Terms, Conditions and Exclusions of the policy apply.
Please call us for more information at 6222 7733 during business hours or email your enquiry to us for follow up.
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| Public Liability Insurance |
This insurance covers your business legal liability against third party for bodily injury or damage to property arising from accidental negligent acts of your employees arising out of your business activity.
The above is a brief explanation of the coverage and not a contract of insurance. The specific details applicable to this insurance are set out in the Policy which is the operative document. Terms, Conditions and Exclusions of the policy apply.
Please call us for more information at 6222 7733 during business hours or email your enquiry to us for follow up.
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| Work Injury Compensation Insurance |
This insurance will indemnify against all sums for which you shall be liable to pay compensation either under the legislation or at Common Law and will in addition pay all costs and expenses incurred with our written consent if any employee in your employment shall sustain personal injury by accident or disease arising out of and in the course of his/ her employment.
The Work Injury Compensation Act covers all employees in general who are engaged under a contract of service or of apprenticeship, regardless of their level of earnings.
The above is a brief explanation of the coverage and not a contract of insurance. The specific details applicable to this insurance are set out in the Policy which is the operative document. Terms, Conditions and Exclusions of the policy apply.
Please call us for more information at 6222 7733 during business hours or email your enquiry to us for follow up.
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| Group Personal Accident Insurance |
This insurance will pay the appropriate insured benefits if the insured person shall suffer accidental bodily injury resulting in death or disablement arising from an accident.
The above is a brief explanation of the coverage and not a contract of insurance. The specific details applicable to this insurance are set out in the Policy which is the operative document. Terms, Conditions and Exclusions of the policy apply.
Please call us for more information at 6222 7733 during business hours or email your enquiry to us for follow up.
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| Marine Cargo Insurance |
This insurance covers your physical assets transported by ship, rail, air or land under the Institute Cargo Clauses A, B or C. The scope of cover ranges from “All Risks” cover under Clause A to a cover for specified perils under Clause B and C.
The above is a brief explanation of the coverage and not a contract of insurance. The specific details applicable to this insurance are set out in the Policy which is the operative document. Terms, Conditions and Exclusions of the policy apply.
Please call us for more information at 6222 7733 during business hours or email your enquiry to us for follow up.
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